Protection for Every Generation You Love.
Whether you’re navigating Medicare for yourself or securing the future for your aging parents and children, I’m here to simplify the journey. Let’s protect your family’s full circle—together.
Solutions for Individuals, Families, & Small Businesses
Clarity for Seniors.
Security for Families.
Most people are over-insured or on the wrong plan.
I provide a personalized review of all your options — from Medicare & Aging Care to Life & Dental — to find
precisely what you need, and nothing you don't
No Cost to Meet 🍃 No Pressure to Enroll
Independent Advocate
I work for you, not the carriers. By shopping the top-rated insurance companies, I find the exact fit for your health, your lifestyle, and your budget.
Full-Circle Protection
Protecting every generation. From Medicare for your parents to life insurance for your kids, I ensure your family has exactly what they need
Personal Broker
Always here for you. Whether you have a quick question or need to adjust your coverage, I am here to provide the clarity you deserve.
The Heart Behind the Advocacy
Turning Challenges into Clarity
As a mother of two and an only child, I understand the weight of caring for both ends of the family circle. When my father was diagnosed with End-Stage Renal Disease, we were thrown into a world of dialysis and medical decisions we were unprepared to make. We discovered too late that he was underinsured and on the wrong Medicare plan, leaving an emotional and financial burden on us both.
I became an advocate so that other families wouldn't have to face the same pain and confusion.
That experience changed the course of my life. I uncovered programs and affordable solutions that could have saved us thousands, if only we had known they existed. It’s why I became an independent broker. Today, I guide seniors and families toward the protection they deserve—honoring your past while securing your future.
How Does This Work?
1st - Discovery Review
We begin with a warm conversation—by phone, Zoom, or at your home—to understand your family’s unique needs.
2nd - Custom Strategy
I shop the entire market of top-rated carriers to design a protection strategy tailored to your health, legacy, and budget.
3rd - Enrollment & Support
We finalize your plans, and I remain your advocate, here to answer questions and adjust your coverage as life changes.
Custom Coverage that Works for YOU
We don’t believe in one-size-fits-all insurance. With access to a wide range of life and health plans with multiple insurance companies, we help you:
✔ Fill coverage gaps
✔ Avoid surprise expenses
✔ Protect your health, income, and loved ones
Our job is to make sure you’re covered—exactly where it counts.
🍃Life Insurance
Protection for your loved ones - with or without living benefits. Term, Whole Life, Universal Life, Indexed Universal Life, Accident
🍃Health Insurance
Coverage for individuals under 65 years old or those not eligible for Medicare
🍃Medicare Plans
Medicare Supplements, Medicare Advantage Plans, Prescription Drug Plans
🍃Accident | Hospital Indemnity
Helps pay for out-of-pocket expenses if you're injured or hospitalized
🍃Dental | Vision | Hearing
Affordable coverage to maintain your smile, eyesight, and hearing health
🍃Travel Plans
Health Insurance when traveling abroad; Repatration Plan to cover travel expenses to bring you home you if you pass away more than 75 miles away
🍃Cancer | Heart Attack | Stroke | Critical Illness
Cash benefits to help ease financial stress after a serious diagnosis
🍃Short & Long Term Disability
Income protection if you're unable to work due to illness or injury
🍃Home Care | Long Term Care
Medicare does NOT cover long-term or custodial care like help with bathing, dressing, or eating. These services must be planned for separately.
🍃Funeral & Final Planning
Preneed (pre-paid) Funeral Plan, Final Expense/Burial Insurance, Family Membership
🍃Pet Insurance
Coverage to help manage unexpected vet bills - with added Member Discounts & Perks
Prefer to DIY?
Click the icons below to Shop, Quote, & Enroll
Prefer a Personalized Emailed Quote? Fill out the Form Below
Getting the Right Coverage Can Be Difficult
Insurance can feel overwhelming. That's why we take the time to educate, so you can make confident decisions based on your unique situtation.
Which company is the best?
Whether reviewing life or health insurance, the best company is based on your health, budget, & needs. We'll help you compare and decide.
What kind of insurance do I need?
Everyone's situation is different. We'll analyze your goals and guide you to the plan that best protects what matters most.
What if I have insurance through my employer?
Employer coverage is fantastic - until it ends. We will go over the pros, cons, and options when transitioning
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Copyright Insurance with Kendra at ClarVia Benefits Group LLC, Partner of SBI Benefits Powered by Spark Advisors 2025. All Rights Reserved.
Kendra Gray is an independent licensed agency owner, partnered with SBI Benefits powered by Spark Advisors and Integrity Marketing Group. All product names, logos, and brands are property of their respective owners. Not affiliated with or endorsed by the United States government or the federal Medicare program.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800- MEDICARE to get information on all your options. If you have any additional questions please contact us at 725-777-2338. Any redistribution or reproduction of part or all of the contents in any form is prohibited. You may not excerpt with our express written permission, distribute or or commercially exploit the contents in this site. Medicare has neither reviewed nor endorsed this information.